Thanks to updated banking regulations and evolving digital infrastructure, opening a bank account remotely in Turkey is now possible for many foreign nationals. Whether you're an investor, entrepreneur, or digital nomad, a Turkish bank account is often a key step to operating legally in the country.
Is It Possible to Open a Bank Account Without Being in Turkey?
Yes, many Turkish banks now allow foreigners to open bank accounts remotely, provided they meet identity verification requirements and submit notarized documentation. Remote account opening is particularly useful for:
- Foreign investors in real estate or startups
- International students
- People applying for Turkish citizenship or residence permit
- Entrepreneurs planning to establish a company in Turkey
Required Documents for Remote Bank Account Opening
- Passport (notarized copy + Turkish translation)
- Tax Identification Number (Vergi Numarası) – can be obtained online or via proxy
- Proof of address (e.g., utility bill or rental contract)
- Phone number active in Turkey (some banks require local SMS verification)
- Application form provided by the bank
Note: Additional documents may be requested depending on the bank's internal compliance policy.
Step-by-Step Process to Open a Turkish Bank Account Remotely
- Hire a Legal Representative: A Turkish lawyer can represent you under a notarized power of attorney (PoA).
- Prepare the Documentation: Your lawyer will help you notarize and translate the required documents.
- Apply to a Bank: Your lawyer submits the application to banks that accept remote clients.
- Remote Identity Verification: Some banks may conduct video calls or request additional proof.
- Account Activation: After approval, you receive online access and international banking tools.
Best Turkish Banks for Foreigners
- Garanti BBVA: User-friendly interface and multi-currency support
- İşbank: Widely accepted and English-speaking support
- Yapı Kredi: Good for corporate clients
- Ziraat Bank: Preferred for government-related transactions
Tips for a Smooth Application
- Use a trusted local lawyer or consultancy firm
- Check FATCA/CRS obligations if you're a tax resident in the U.S. or EU
- Have your documents apostilled if required
At ER&GUN&ER Law Firm, we assist foreigners in opening bank accounts in Turkey—completely remotely. From preparing documentation to liaising with banks, our legal team ensures everything is done efficiently and legally.
Read our previous article: Visa-Free Countries for Turkish Passport Holders in 2025